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Notification of Changes in the Terms of the Accounts and Services of Your Credit Union Agreement - The Credit Union has made the following change to its Funds Availability Policy. Generally, beginning on the effective date herein your deposits of checks will be available for withdrawal two-business after the date of deposit as explained in our full Funds Availability Policy and Disclosure. Generally, this will make funds available more quickly than under our previous policy. Certain exceptions will continue to apply. You should be sure to read all provisions of our Funds Availability Policy carefully in order to fully understand when funds may be available from certain deposits. These changes will be effective on February 26, 2010. You can obtain a copy of the revised Membership Agreement at any branch office or by calling us at (864) 948-8200. Your acceptance and agreement to the revised terms will be shown by your continued use of any existing or new account(s) or services after the effective date.

Another Great CU Story in the Media Check out what CNN had to say about credit unions: Had it with your bank this year? It's time to start fresh. Continuing with our Financial Resolution series, we'll show you how you can join a local credit union. Here's the link to the story from CNN.

January Newsletter  The January 2010 newsletter is here! Don't miss the photos of the grand opening of the new Duncan branch, as well as some great tips and information to ensure financial success for you and your family in the new year. Click here to view the January 2010 newsletter.

Financial Counseling A study showed that 84% of everyone who has made a New Years Resolution in 2010 has stated they want to make this the year they get their finances in order and get out of debt. As a member of SRFCU you can get a head start with FREE and CONFIDENTIAL financial counseling from our partners at Balance. Find the Balance logo above, or click here to get started.

FRAUD ALERT:  Spartanburg Regional Federal Credit Union will NEVER send unsolicited emails or make unsolicited phone calls requesting your personal or account information. If you ever receive such a request purporting to be from Spartanburg Regional Federal Credit Union, do not provide any personal information. Learn more.

 

 

 

 

NOTICE REQUIRED BY THE UNLAWFUL INTERNET GAMBLING ENFORCEMENT ACT: To All Commercial Account Holders.
 
 
Inappropriate and/or Gambling Transactions. Certain federal and/or state laws such as the Unlawful Internet Gambling Enforcement Act or Third Party Service Providers’ Rules may limit or prohibit certain transactions such as (but not limited to) those coded as possible gambling transactions. The Credit Union may decline to accept, process or pay any transaction that we believe to be illegal or unenforceable (regarding your obligation to pay us or otherwise) under applicable law; or which is otherwise limited or prohibited, including but not limited to any transaction involving or relating to any gambling activity. Such prohibition or limitations may affect some otherwise proper or allowable transactions such as debits, charges or other transactions at or relating to a hotel-casino. You understand and agree such limitations/prohibitions are not within the Credit Union’s control and that the Credit Union will not have any liability, responsibility or culpability whatsoever for any such use by you or any authorized user(s); or for declining to accept, process, or pay any such transaction. You further agree to indemnify and hold the Credit Union harmless from any suits, liability, damages or adverse action of any kind that results directly or indirectly from any such use of your account and/or access devices.

 

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