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Fee Schedule ~ Effective January 1, 2006
Share Account Fees
Regular Savings Excessive Withdrawal $5.00 per transaction after two per month
Regular Savings Certified Check $3.00 per check, if balance is over $100.00 the first check is free
Regular Savings Third Party NSF $12.00 per check
Regular Savings Overdraft ATM** $25.00 per overdraft
Share Draft Account Fees
Interim Statement $2.00 per copy
Draft Copy $2.00 per copy
Overdraft Privilege** $25.00 per transaction
NSF $25.00 per item
Stop Payment

$10.00 per request

Fresh Start Checking                                             $15.00 per month
Other Service Fees (applicable to all accounts)
Account Reconciliation $10.00 per hour
Statement Copy $2.00 per copy
Deposited Item Return $12.00 per item
Wire Transfer (incoming) $5.00 per transfer
Certified Check $3.00 per check
Return Address $1.00
Electronic Funds Transfer Fees
Nonproprietary ATM Withdrawal/Transfer/Inquiry $1.00
NSF Via ATM** $25.00
NSF Via ACH $25.00
Dormant Account Fees
$5.00 per month per account after two years with no activity.
Wire Transfer Fees  
National $10.00
International $30.00
Miscellaneous Fees
Cash Check $10.00
VISA Gift Cards  $4.00
Safety Deposit Boxes
     3x5 $20.00/Year
     3x10 $25.00/Year
     5x10 $30.00/Year
     10x10 $40.00/Year
Share Value/Membership Fee
Pare Value of One Share $5.00
Membership $1.00
**We Do Not authorize and pay overdrafts for the following types of transaction unless you ask us to:  ATM transactions or everyday debit card transactions.  If we do not authorize and pay an overdraft, your transaction will be declined.   Under our standard overdraft practices:  We will charge you a fee of $25 each time we pay an overdraft.  There is no limit on the total fees we can charge you for overdrawing your account.  The maximum we will authorize or pay is $500 including any fees.  You will have 30 days to repay the overdraft.

 

 

 

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