| Share Account Fees |
| Regular Savings Excessive Withdrawal |
$5.00 per transaction after two per month |
| Regular Savings Certified Check |
$3.00 per check, if balance is over $100.00 the first check is free |
| Regular Savings Third Party NSF |
$12.00 per check |
| Regular Savings Overdraft ATM |
$25.00 per overdraft |
| Share Draft Account Fees |
| Interim Statement |
$2.00 per copy |
| Draft Copy |
$2.00 per copy |
| Overdraft Privilege |
$25.00 per transaction |
| NSF |
$25.00 per item |
| Stop Payment |
$10.00 per request |
| Other Service Fees (applicable to all accounts) |
| Account Reconciliation |
$10.00 per hour |
| Statement Copy |
$2.00 per copy |
| Deposited Item Return |
$12.00 per item |
| Wire Transfer (incoming) |
$5.00 per transfer |
| Certified Check |
$3.00 per check |
| Return Address |
$1.00 |
| Electronic Funds Transfer Fees |
| Nonproprietary ATM Withdrawal/Transfer/Inquiry |
$1.00 |
| NSF Via ATM |
$25.00 |
| NSF Via ACH |
$25.00 |
| Dormant Account Fees |
| $25.00 per year per account after two years with no activity. |
| Wire Transfer Fees |
|
| National |
$10.00 |
| International |
$30.00 |
| Miscellaneous Fees |
| Cash Check |
$10.00 |
| Travelers Checks |
$0.75/$100.00 |
| Safety Deposit Boxes |
| 3x5 |
$20.00/Year |
| 3x10 |
$25.00/Year |
| 5x10 |
$30.00/Year |
| 10x10 |
$40.00/Year |
| Share Value/Membership Fee |
| Pare Value of One Share |
$25.00 |
| Membership |
$1.00 |