SRFCU REGULAR CHECKING - No minimum opening balance - No monthly service charge - Earn dividends on balances of $150 and up  - Dividends calculated on an average daily balance; compounded and paid monthly     SRFCU ELITE CHECKING - $2,500 Minimum opening balance - No monthly service charge - Unlimited check writing - Higher dividends paid on balances of $2,500 or more. Dividends calculated on an average daily balance; compounded and paid monthly   SRFCU FRESH START ACCOUNT Bad things can happen to good people. At SRFCU, we believe in second chances. If you’ve been denied an account at another financial institution because of bad credit for whatever reason, we invite you to experience the credit union difference and take advantage of our Fresh Start Account. Credit unions are about people helping people, and with the Fresh Start Account we want to help you and your family return your finances to good health. - Monthly fee of $15  - Non-interest bearing account - Mandatory direct deposit - No minimum balance - Mandatory participation in BALANCE Financial Counseling   CU SUCCEED CHECKING - For SRFCU members age 13 - 17  - Check writing privileges and VISA debit card - Requests signature of adult 21 or over            Dividends: Dividends are calculated on an average daily balance. Rates are set by the Board of Directors each quarter. Dividends are compounded and paid monthly. Refer to your Rate Schedule for the current interest rate. If a member closes his account before the end of the month, he will not receive accrued dividends. Open a Checking Account now.