If you have ever overdrawn your checking account, you've experienced the embarrassment, inconvenience and expense of bounced checks. You can protect yourself and your credit record by establishing Overdraft Protection on your SRFCU checking account. We have a variety of options from which to choose. Here's information about our most popular options. You can designate either a savings, money market account or a Credit Line loan. Then, if you overdraw your checking account, the overdrawn amount will be transferred from the designated account. There is no fee for automatic overdraft transfers. Transfers from a Credit Line loan will be rounded up to the nearest $50 amount that is sufficient to clear the overdrawn checking account balance. You may apply for an Overdraft Credit Line loan online or by calling or visiting our SRFCU office. The number of overdraft protection transfers is limited to six (6) per calendar month if from a savings or money market account. There is no restriction on the number of overdraft protection transfers from a Credit Line loan.