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Loan Rates~ Effective July 23, 2010

Loan Type APR* Daily Periodic Rate
New Vehicle as low as 3.25% .012328%
Used Vehicle as low as 3.25% .014383%
RVs & Boats (new/used)                                 as low as 5.5% .015068%
New /Used Motorcycles as low as 5.5% .015068%
     
Unsecured Loan (up to $7,500) as low as 10.90% .0298630%
Share Secured 5.00% .0136986%
VISA Card ($300 - $10,000) 10.90% .0298630%
*APR=Annual Percentage Rate.  Your loan rate and term may vary depending on individual credit history and underwriting factors.   In some cases, we may be able to offer rates lower than the above stated rates. 

 

Real Estate & Mortgage Rates ~ Effective May 25,2009
Loan Type APR* Daily Periodic Rate
Land 9.00% .0246575%
Home Equity Line of Credit Call SRFCU for current rates  
Mortgage Call SRFCU for current rates  
*APR=Annual Percentage Rate.  Your loan rate and term may vary depending on individual credit history and underwriting factors.

 

Savings Rates ~ Effective April 29, 2011
Account Type Balance to Earn APY Dividend Rate APY*
Regular Shares $500.00 0.25%  .25%
IRA Share Balances up to $9,999,999.99 0.25%  .25%
Elite Checking $150.00 - $2,499.00 0.00%  .0000%
  $2,500.00 - $14,999.00 0.30%  .30%
  $15,000 - $24,999  0.50%   .50% 
  Balances over $25,000 0.80%         .80%
Christmas Club Balances up to $9,999,999.99 0.25%  .25%
Checking $150.00 0.25%  .25%
Roth & Coverdell IRA none 0.25%  .25%

*APY=Annual Percentage Yield
 Rates may change after time of account opening. Fees may reduce the earnings on accounts. For Truth & Savings disclosure, click here. Contact the credit union for full account requirements and fees.      Rates subject to change.

 

Share Certificate Rates Effective August 26, 2011
Account Type Minimum Deposit Dividend Rate APY*
31 - 90 Day Share Certificate Renewal only $500   .25%   .25%
6 Month Share Certificate Renewal only $500   .50%   .50%
12 Month Share Certificate Renewal only $500  .75%   .75%
24 Month Share Certificate Renewal only $500 1.25% 1.25%
36 Month Share Certificate Renewal only $500 1.40% 1.40%
12 Month IRA Share Certificate Renewal only $500  .75%  .75%
24 Month IRA Share Certificate Renewal only $500 1.25% 1.25%
36 Month IRA Share Certificate Renewal only $500 1.40%

1.40%

*APY=Annual Percentage Yield
For Truth & Savings disclosure, click here. Contact the credit union for full account requirements and fees. A penalty may be imposed for early withdrawal.  Rates subject to change. CONTACT THE CREDIT UNION FOR RATES ON NEW CERTIFICATE PURCHASES.

 

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