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Rates
Loan Rates
~ Effective June 25,2008
Loan Type
APR*
Daily Periodic Rate
New Vehicle
as low as 4.75%
.01232%
Used Vehicle
as low as 5.00%
.013698%
RVs & Boats (new)
as low as 7.00%
.019178%
New /Used Motorcycles
6.75%-18.00%
.021232 -.0493150%
Share Draft/Overdraft**
18.00%
.0493150%
Unsecured Loan (up to $7,500)
as low as 10.90%
.0298630%
Share Secured
5.00%
.0136986%
VISA Card ($300 - $10,000)
10.90%
.0298630%
*APR=Annual Percentage Rate. Your loan rate and term may vary depending on individual credit history and underwriting factors.
**Overdraft protection must be established prior to NSF on Share Draft Account. Minimum amount of loan is $50.00. Additional amounts in increments of $50.00 to a maximum of $1,000.00
Real Estate & Mortgage Rates
~ Effective June 25,2008
Loan Type
APR*
Daily Periodic Rate
Land
9.00%
.0246575%
Home Equity Line of Credit
Call CU for current rates
Home Improvement
10.00%
.0273972%
Mortgage
Click here for current mortgage loan rates
*APR=Annual Percentage Rate. Your loan rate and term may vary depending on individual credit history and underwriting factors.
Savings Rates
~ Effective June 25, 2008
Account Type
Balance to Earn APY
Dividend Rate
APY*
Regular Shares
$25.00
0.50%
.50%
IRA Share
Balances up to $9,999,999.99
2.00%
2.02%
Elite Checking
$150.00 - $2,499.00
0.25%
0.25%
$2,500.00 - $24,999.00
2.00%
2.01%
$25,000.00+
2.25%
2.27%
Christmas Club
Balances up to $9,999,999.99
0.25%
0.25%
Checking
$150.00
0.25%
0.25%
Roth & Coverdell IRA
none
2.00%
2.05%
*APY=Annual Percentage Yield
At the discretion of the credit union, SRFCU may match the APY on existing FDIC or NCUA insured deposits. Rates may change after time of account opening. Fees may reduce the earnings on accounts.
For Truth & Savings disclosure
,
click here
.
Contact
the credit union for full account requirements, fees, and current rates for high balance certificates. A penalty may be imposed for early withdrawal. Rates subject to change.
Share Certificate Rates
~ Effective June 25, 2008
Account Type
Minimum Deposit
Dividend Rate
APY*
31 - 90 Day Share Certificate
$500
2.25%
2.26%
6 Month Share Certificate
$500
2.50%
2.52%
12 Month Share Certificate
$500
2.75%
2.77%
24 Month Share Certificate
$500
3.00%
3.03%
36 Month Share Certificate
$500
3.25%
3.28%
12 Month IRA Share Certificate
$500
2.75%
2.77%
24 Month IRA Share Certificate
$500
3.00%
3.03%
36 Month IRA Share Certificate
$500
3.25%
3.28%
*APY=Annual Percentage Yield
At the discretion of the credit union, SRFCU may match the APY on existing FDIC or NCUA insured deposits.
For Truth & Savings disclosure
,
click here
.
Contact
the credit union for full account requirements, fees, and current rates for high balance certificates. A penalty may be imposed for early withdrawal. Rates subject to change.
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